A penny for the pot and a pound for the piggy

With my income grinding to a shuddering halt by the end of October, I have to think wisely about where to place each coin. I am paying a price for my freedom, but as a girl of simple means, I plan to relish this challenge. It’s not completely foreign territory to me.

I have always had a penny pot. They have come in various guises throughout the years, from hand painted jam jars to decorative wooden boxes. My favourite was a large figurine of Belle from Beauty and the Beast, brought back from a trip to Disneyland Paris many moons ago. She is not retired, she is currently housing the household fund for our house.

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My current penny pot was inherited from my mother, as the best things often are. It’s a retro HP edition, featuring cartoon characters from back in the day. It holds the required plastic bags as well as plenty of copper. I never keep pesky pennies in my purse, opting to purge them into the pot at the end of each day. Then, when it is too heavy to lift, I tip the contents onto the carpet and count it out into neat rows. It is bagged up, carried to the bank and transformed into gold.

I sometimes use the pound coins gathered to purchase some essentials – see Frugal Fridays #11. But most of the time, the coins tumble into here:

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My piggy bank was a charity shop find from when I first came to live in Winchester. Even at the start of University, I knew I would have to save for those rainy days. This year, as I did last year, I’m saving exclusively for Christmas. When I unplugged it last December, the treasure found went towards stamps, wrapping paper and other such festive things. It was so nice to have a helping hand, all ready and waiting. I worked so well that I am repeating the exercise this year. I don’t keep a record of what goes in, it will be a jolly surprise when the time comes. It will roll around soon enough.

I have been saving in my piggy since June, but other Christmas preparations have begun more recently. I have kitted up several craft projects to make as gifts. I have dug out Christmas cards that were purchased in January, naturally. Lists have been drawn up to tick each person off when a gift has been found. Just a short list, featuring only those who truly matter.

It may seem unfathomable to mention Christmas already. But when you’re adhering to a budget, careful planning ensures a merry time for all.

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